I live in North Carolina. A collection agency filed a
summons against me. The last payment on the credit card in
question was very close to the
three year mark when the summons was filed on June 22, 2005.
Our last payment was June, 25 2002. Does the three year
statue of limitations go from the date of last payment to
the court date or does it go to the date the summons was
filed?

Thanks,